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Consumer Lending

Being a member at Your Community Credit Union means you have a variety of loans that will fit your needs. Whether you're applying for your first VISA credit card or need a lower rate on your auto loan, we have the products you need!

 

CONSUMER LOANS

Credit Cards
Card TypeRateCredit LimitAnnual Fees
PSFCU Visa Classic 9.50% $500-$5,000 None
PSFCU Visa Secured 8.00% Deposit Based None
PSFCU Visa Gold 9.00% $5 000 – $15 000 None
PSFCU Visa Platinum 7.50% $15,000 – $30,000 None

New Auto Loan
TermRateAPR
5 years 6.25% 5.25%
1 year 5.00% 4.50%
2 years 4.50% 4.50%
3 years 5.75% 4.75%
4 years 10.00% 10.00%
6 years** 5.75% 5.75%
**New autos over $30,000
Additional 0.25% Reduction available on auto loans with automatic loan re-payment

Used Auto Loans
TermRateAPR
1 year 5.00% 5.00%
2 years 5.75% 5.00%
3 years 5.50% 5.50%
4 years 6.00% 6.00%
5 years 5.75% 6.50%
Additional 0.25% reduction available on auto loans with automatic loan re-payment

Boat Loan
Product/CategoryRateAPR
New Boat Loan 6.25% 6.26%
Used Boat Loan 5.75% 6.75%

Additional Loan Products
Account NameRateAPR*Notes
Personal Loan 5.50% 11.50%  
Signature Loan 8.90% 8.90%  
Share Secured Loan* 3.55% 3.55%  
*Share secured rate is variable based on the current share rate plus 2%
Checking Line of Credit 10.90% 10.90%  
*APR = Annual Percentage Yield


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