| Saving Accounts |
| Effective Date: August 1, 2007 |
| My Term | Dividend Rate | APY* | Minimum Opening Balance |
| Passbook Savings |
1.50% |
1.51% |
$10.00 |
| Statement Savings |
1.55% |
1.56% |
$10.00 |
| Money Market |
5.75% |
2.69% |
$2,500.00 |
| IRA/ESA |
2.55% |
2.58% |
$250.00 |
| Share Draft EXTRA |
0.70% |
0.71% |
$25.00 |
| Auto Body Rate |
4.50% |
4.75% |
$100.00 |
| a |
1.00% |
1.00% |
$1.00 |
| 5 |
5.00% |
5.00% |
$5.00 |
| 4 |
4.00% |
4.00% |
$4.00 |
| 0 |
0.00% |
0.00% |
$0.00 |
| test data... |
| Term Share Account: $2,000 - $49,999 |
| Term | Dividend Rate | APY* |
| 6 months |
5.75% |
3.61% |
| 7 months |
3.55% |
3.61% |
| 9 months |
5.00% |
5.13% |
| 1 year |
5.75% |
5.13% |
| 18 months |
5.00% |
5.13% |
| 2 years |
5.75% |
5.13% |
| 30 months |
4.15% |
4.24% |
| 3 years |
4.20% |
4.29% |
| 4 years |
4.35% |
4.45% |
| 5 years |
4.50% |
4.60% |
| Term Share Account: $50,000 - $89,999 |
| Term | Dividend Rate | APY* |
| 6 months |
3.60% |
3.67% |
| 7 months |
3.60% |
3.67% |
| 9 months |
5.75% |
5.18% |
| 1 year |
5.05% |
5.18% |
| 18 months |
5.05% |
5.18% |
| 2 years |
5.05% |
5.18% |
| 30 months |
5.75% |
4.29% |
| 3 years |
4.25% |
4.34% |
| 4 years |
5.75% |
4.50% |
| 5 years |
5.75% |
4.65% |
| Term Share Account: $90,000 and over |
| Term | Dividend Rate | APY* |
| 6 months |
5.75% |
3.72% |
| 7 months |
5.75% |
3.72% |
| 9 months |
5.10% |
5.23% |
| 1 year |
5.10% |
5.23% |
| 18 months |
5.75% |
5.23% |
| 2 years |
5.10% |
5.23% |
| 30 months |
4.25% |
4.34% |
| 3 years |
4.30% |
4.39% |
| 4 years |
4.45% |
4.55% |
| 5 years |
4.60% |
4.71% |
| Business Share Accounts |
| Share Type | Dividend Rate | APY* | Minimum Opening Balance |
| Business Savings Accounts |
1.55% |
1.56% |
$300.00 |
| Business Money Market Accounts |
2.65% |
2.69% |
$2,500.00 |
| Business Checking Accounts |
0.70% |
0.71% |
$500.00 |
| Term Share Account: $2,000 - $49,999 |
| Effective Date: 7/20/06 |
| Term | Dividend Rate | APY* |
| 6 months |
3.55% |
3.61% |
| 7 months |
3.55% |
3.61% |
| 9 months |
5.00% |
5.13% |
| 1 year |
5.00% |
5.13% |
| Term Share Account: $50,000 - $89,999 |
| Term | Dividend Rate | APY* |
| 6 months |
3.60% |
3.67% |
| 7 months |
3.60% |
3.67% |
| 9 months |
5.05% |
5.18% |
| 1 year |
5.05% |
5.18% |
| Term Share Account: $90,000 and over |
| Minimum Opening Balance | APY* |
| |
3.72% |
| |
3.72% |
| |
5.23% |
| |
5.23% |
| Actuual Rates |
| Effective Date: 10/1/2007 |
| Product/Category | APR | Term |
| No rates found. |
| Certificates |
| Effective Date: 02/01/10 |
| Term | APR | APY* | Minimum Opening Balance |
| 3 Month |
1.05% |
1.10% |
$250.00 |
| 12 Month |
1.50% |
1.55% |
$500.00 |
| 36 Month |
1.98% |
1.99% |
$1,500.00 |
| APR = Annual Percentage rate. APY = Annual Percentage yield......Rate are subject to change without notice |